Contributed by Info Guru Jennifer Andrews

Thrifting refers to the ability to use extreme care when spending money to avoid over-spending while still finding great bargains.

Being a thrifty shopper can help you save money, avoid going into further debt and make you more conscientious of impulse buys and money habits. The key to being a thrifty shopper is to have a plan of attack and savvy shopping skills to aid in finding the best bang for your bucks.

Consider the following top ten thrifting tips to help you spend less and save more!

10. Thrift stores

Although you may be able to find bargains in regular stores, thrift stores are specially designed to help you find what you are looking for but for less money. Thrift stores carry lightly used, consignment or huge lots of overstock inventory. Determine what stores service your location by searching the internet or phone book.

9. Early bird

The early bird not only gets the worm but also the best deals! If a sale is set for 8 a.m. at a store, be there at least 15 minutes early to get first pickings and avoid long line-ups.

8. Budget

One of the top thrifting tips involve making a budget and sticking to it. Making a budget before you go shopping will keep you focused and decrease the risks of spending too much money on items you don’t need.

7. Cash only

Shopping with a debit or credit card is asking for trouble particularly if you have low will-power and a tendency to impulse-buy. Take only enough cash with you that will cover your budgeting plan and avoid unnecessary debt. Many thrift stores only accept cash, anyway, so you are covered there, too.

6. Pick away

A thrifty shopper knows how to be picky when shopping and looking for what they need. Look for the best deals you can find by comparing pricing at different stores or choosing a cheaper no-name brand item. Adjust your expectations and shop with an open mind. If you want something specific, thrifting may not be how to find it!

5. Slow down

Thrifting requires the ability to slow down and be mindful of your actions and money habits. Take your time while shopping and avoid throwing the first items you see in your cart immediately.

4. Coupons

Thrifting and couponing often go hand-in-hand. Coupons have become the latest craze among blogs, celebrities and even reality television. Check local flyers before you leave for a shopping trip and clip out only those for items you will need.

3. Lists

In addition to making a budget, be sure to write down a list of exactly what you need before shopping. This will help you avoid adding a pair of bedside lamps to your cart last minute or a pretty top that you really don’t need.

2. Basics

Thrifting pros will always emphasize the need to shop for the basics. Certain basic clothing garments such as a pair of black pants, white top and day-to-night wearable cardigan are versatile and can be worn on a regular basis.

1. Ask

Never underestimate the power of asking a sales associate for an extra discount or a rain-check if they are out of items on sale. Many stores will lower their prices if they know another competitor is selling the same item for less or if there is big sale at a thrift store down the street.